$ 10K 또는 $ 70K에 대한 약혼 반지? 'Ramsey Show'는이 발신자의 '딜레마'에 무게를두고 있습니다.

Tue, Aug 26, 2025, 8:31 AM 4 min read

When it comes to engagement rings, most couples debate over style and size. But one caller yp "The Ramsey Show" recently raised eyebrows with a much bigger question: should he spend $10,000 or $70,000 on a ring?

Ramsey personalities George Kamel and John Delony weighed in, and their reactions shed light on how people approach money, priorities, and big-ticket purchases.

The caller, Donald, explained that he had been dating his girlfriend for five years and was preparing to propose. His choice came down to a $10,000 lab-grown diamond or a $70,000 natural diamond.

Don't Miss:

• Would You Have Invested in eBay or Uber Early? The Same Backers Are Betting on This Vacation Home Platform 

• Kevin O'Leary Says Real Estate's Been a Smart Bet for 200 Years — This Platform Lets Anyone Tap Into It

Unlike many callers to the show, Donald wasn't struggling with debt. In fact, he shared that he earns about $80,000 from his job and an additional $200,000 in dividends from shares in his father's business. On top of that, he has around $1 million in liquid assets across investments and savings.

Still, Kamel was quick to ask the obvious: "Donald, whose idea was a $70,000 ring?" The caller admitted it was his idea, not his girlfriend's.

Kamel and Delony questioned the motivation behind such a large purchase. Delony asked bluntly, "Why would you do this? Who are you trying to prove what to?"

Kamel called the idea of spending $70,000 "insane," especially since Donald doesn't own a home and is currently living in one of his parents' vacation properties. He said many people would likely prefer the security of a home over "a $70,000 object on my hand that I'm worried about every time I leave the house."

Trending: An EA Co-Founder Shapes This VC Backed Marketplace—Now You Can Invest in Gaming's Next Big Platform

The conversation then shifted to how Donald manages his money. When pressed, he explained that about half a million dollars sits in index funds, $250,000 is in high-yield savings, and another $300,000 is tied to a business account that earns interest.

Kamel was struck by Donald's casual attitude, at one point saying, "Money is a fake object to you. It's just monopoly money." Donald agreed, admitting, "I don't know what to do with all this money I have."

Delony also expressed doubts, telling the caller, "This isn’t passing the smell test for me, but I mean, if you have a million dollars laying around, brother, do whatever you want to." While he stopped short of accusing Donald of being dishonest, he said spending that much on a ring is still wild.